top of page
Bimini charters sailing catamaran bush estate kennebunkport me.jpg

Guiding our clients to the best funding for their business needs

Our mission is to find our clients the most appropriate funding source to grow their business. Unfortunately not all lenders' "Credit Boxes" are the same. Because of relationships with our lenders,  we know which industries they fund and which ones they don't. This saves our clients time, money and frustration. We put our clients with lenders that understand their capital needs.



North Shore Funding has been the premier small business funding consultants for entrepreneurs for the past six years. We specialize in giving our clients the best advice for their capital needs. Whether it is $5000 or $5,000,0000, we connect our clients with the right lender. In the past five years we have facilitated over one hundred million dollars in capital for our clients. While we work with a dozen conventional banks in New England, New York and Florida, we also have relationships with another 75 private lenders. We have lenders that specialize in all types of loan products. Lines of credit, equipment leasing, term loans, bridge loans, business acquisitions, asset based lending, factoring, as well as SBA financing.











Why North Shore?

The best part of dealing with Northshore is that we are not lenders. Because of relationships with almost one hundred lenders, we have options that are most likely not available in your marketplace. If lenders in New England or Florida are tightening credit, we have ability to reach out to our lending partners throughout the United States. Every lender has their “Credit Box.” In this credit box, you the borrower, have to fill it with information and guidelines on your business that they require for you to qualify for a loan at their institution. The problem is most lenders do not explain what these qualifications are. At Northshore, from our years of experience and relationships, we know what information needs to be in the “Credit Box” of our lending partners. We know which lenders are more likely to lend to restaurants, motels, retail stores, manufacturing etc.  In less than 48 hours we can identify what lenders can fill your capital needs.




What Our Clients and Partners are saying.

We have been blessed to work with hundreds of great businesses and lenders. This what they have had to say.

Al Fleury, Owner, The Fleury Group LLC

As an entrepreneur and owner of various small hospitality businesses across New England, my approach and vision was often clear in my eye but did not check the boxes of conventional finance. Dave Hartnett and his team at Lendio and now Northshore  Funding, have been integral part of growth. Dave has been able to provide options in the form of equipment or bridge financing. Dave found fair rates and quick solutions that meant all the difference in the world while balancing real life cash flow.

Al Fleury.jpg

Chuck Withee, President & Chief Lending Officer BankProv

Dave Hartnett has done an extremely good job of matching borrowers to the proper lender. Dave takes time to understand each lenders credit box, so when he sends a client's loan proposal through, each lender, including me, knew that it was going to fit. This is a very rare trait and this is why Dave has been so successful. I would encourage anyone that needs this type of quality service, to give Dave a call.

Chuck Withee.jpg

Mary Jane Ricker,  Senior Vice President, Franklin Savings Bank

As a lender our job is to work with clients to find financing options for them. Not all companies qualify for bank financing and thus having Dave Hartnett as a strong referral source for other financing options has been invaluable. He has provided great alternative options for many.

Mary Jane Ricker.jpg

Barb Signor, Owner, Made on Earth boutique

Dave Hartnett was referred to me after months of searching for the best lender, as I was purchasing my dream boutique.  Feeling so defeated, I reached out to Dave the the rest is history!  He not only navigated lenders for me to purchase the business, but in the last five years, and through COVID, has checked in on me to make sure that all was good and that I was taken care of.  He is wonderful to work with, has your back, and I always know, should I need anything, he is the only person I trust to give me every option available.  Made on Earth truly became mine thanks to Dave - he literally helped me change my life.

Barb Signor.jpg

Our Leadership

Our Managing Partner is Dave Hartnett, a small businessman since he was 12 years oldGrowing up in Somerville Massachusetts he sold and delivered newspapers through out the greater Boston area. By the time he was 16 he started rebuilding home appliances and reselling them to neighbors and college students who couldn't afford to buy new washing machine or refrigerator.

After graduating from the University of New Hampshire with a Bachelor Arts degree, he attended Northwood University in Chicago an earned a Master Degree in Finance.


Over the past 45 years he as owned various businesses, including a vending machine company, new car automotive dealerships, car rental agency, insurance companies, consumer finance companies, hotels, storage facilities and commercial real estate.  During this time in business he recognized the biggest challenge for small businesses was obtaining capital to grow.

Six years ago he started North Shore Funding LLC. It's mission was to help small to midsize companies find the capital needed to grow their companies. North Shore partnered for the first five years with Lendio, a leader in finance technology, to match small business owners with commercial lenders nationwide. Recently, North Shore has begun working with regional banks who expanding into small business lending. This partnership, along with our nationwide network, insures we can help small business grow in our communities. 

North Shore  works closely with over a dozen regional banks in New England and Florida . These banking relationships have been instrumental in helping many clients of these banks who did not qualify for conventional bank financing.  Many times federally insured banks aren't able to extend credit to clients because of federal or bank regulations. North Shore, because of it's network throughout the United States, is able to help these growing companies obtain much needed capital. Our portfolio of lenders specialize in lending to a particular industries that may not fit the "credit box" of conventional lenders.


North Shore Funding has a team of advisors that have backgrounds in small business lending. We pride ourselves on being able use our expertise to help our clients obtaining capital to grow and expand their businesses. Our team of professionals are there to support small businesses growth.


Dave headshot.jpg


Thanks for submitting!

We can't wait to hear from you

bottom of page